Affordable Home Weatherization Financing Guide

The savings from your home weatherization project can help repay your loan so starting your project sooner than later with an affordable loan produces real, immediate benefits. You’ll feel the comfort of the upgrades year-round and the savings never end, and your home will be more attractive to the future prospective buyer.

We offer 12 months Same-as-Cash loans through our financing partner Enerbank USA and low cost Home Energy Loans through VSECU (Vermont State Employee Credit Union).

Call us at (802)387-5005 for a quote.

EnerBank USA is a specialized home improvement lender – that means they are experts at providing loans for home improvement projects like yours. Since it’s their specialty, they’ve developed payment options that are tailored to home improvement needs. They’ve been doing this for over two decades and have approved over a million home improvement loans.

You can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. As your contractor, Farnum Insulators will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US-based lending team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.

With so many financing options, there are even fewer reasons not to let us make your home more comfortable, and save energy. Give us a call or follow this link to set up a free estimate and start enjoying the comfort of your own home.

Call us at (802)387-5005 for a quote.

Efficiency Vermont offers many options for home and business improvement financing.

Home Energy Loan

The Home Energy Loan is a fast, easy, and flexible way to finance home energy projects.

Eligible projects include cold-climate heat pumps, air sealing and insulation, solar hot water heaters, heat pump water heaters, central pellet boilers and furnaces, and advanced cord wood and pellet stoves.

• 0% interest financing for low-moderate income Vermonters

• Finance 100% of your project

• Can be processed in as little as two business days

• Low-to-no closing costs (can be rolled into loan), loan terms of up to 15 years

Business Energy Loan

The Business Energy Loan (BEL) offers an easy, turnkey solution for financing improvements with no closing costs and $0 down.

You work with Efficiency Vermont to qualify your project, and apply for the loan through VSECU. Efficiency Vermont performs a cost-savings analysis to ensure that the project will save money by reducing your energy costs. And with the BEL, the lender can often structure the terms so that your monthly net costs stay the same or even go down.

• Low interest rate (currently 3.5% - 5.5%), no closing costs, $50,000 loan cap

• Flexible terms of up to ten years, 100% financing available

• Streamlined application process, no business financials required

• Nonprofits and other institutions encouraged to apply

• Also available to owners of multifamily rental housing

Call us at (802)387-5005 for a quote.